Are You Concerned About Leaving Your Heirs Lump Sum Money?

Need income and want to provide for your heirs?  Here is a simple method of accomplishing both goals.   Many people are very concerned about leaving a large amount of money to their children. They are concerned that the money may be spent foolishly and their children would be in trouble financially. If you are concerned, [...]

By |2018-03-11T00:39:47+00:00July 20th, 2016|Annuities|

Why Interest Rates Are Low And Will Stay That Way

Well, at least for awhile. The simple answer is this, the lower the interest rate, the lower the payment obligations.  Based on that concept….. America has successfully refinanced its national debt from higher interest rates to lower interest rates.  88.5% of all national debt is now 10 years or shorter.  This is good for us [...]

By |2017-10-24T05:29:09+00:00July 18th, 2016|Financial Planning|

Four More Reasons Rolling Over to an Annuity IRA Makes Sense

Commentary By Kim O'Brien InsuranceNewsNet Last week we discussed four reasons why rolling employer-sponsored funds into annuities make sense and help consumers to better prepare for retirement. This week we bring you four more. But first, let’s refresh our memories. The first four reasons were: CONTROL: Annuities put the CONSUMER in control of savings choices, [...]

By |2017-10-24T05:42:23+00:00July 18th, 2016|Annuities|