The Death Spiral of the American Health Insurance System

Recently, updates on the actual cost of the Affordable Care Act has disclosed severe issues that could cost the American taxpayer billions. The report has gone on to include that actual cost in both Medicare expense and user expenses unexpectedly have increased.  What went wrong? We had predicted that insurance rates would rise based on [...]

By |2019-04-13T20:54:57+00:00April 21st, 2016|Insurance|

Invisible Fees In Mutual Funds

Transparency in the financial world has traditionally been lacking. As information sources have increased, along with it has come more chances to look behind the curtain. The mutual fund industry in America is huge, most all Americans have or currently do use these products for accumulating funds for retirement and many other uses. Mutual funds [...]

By |2019-04-17T14:42:05+00:00April 7th, 2016|Investing|

Use The Bank Ladder Approach To Increase Yield On Your Bank Deposits

This simple and yet efficient approach to solving interest rate volatility can work for you.  It involves an annual maintenance on the investor’s part and the ability to use the internet for available interest rates.  Never allow anyone to charge you for this approach to bank deposits, do it yourself.  There are numerous options available [...]

By |2017-10-24T07:34:52+00:00April 4th, 2016|Investing|