When you look into your crystal ball, where do you want to be in 10 years? Do you plan to be retired? Still working at a job you love or hate? The bigger question is: WILL you have enough money in retirement and is your retirement account sustainable?
Retirement is a time for looking back at our accomplishments, and then looking ahead to the next exciting chapter of our lives. Retirement will bring new challenges, and the adventure becomes dealing with these new challenges. You need to enjoy your golden years with a sound retirement plan. It's never too late.
Most people are just not prepared to deal with the expense and life change a LTC situation would bring. Costs can easily exceed $7,000 a month or more and frankly most people just can’t afford the expense.